ACCE Academy - Terms & Conditions

ACCE ACADEMY – TERMS AND CONDITIONS Effective Date: 30 April 2025

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING ANY ACCE ACADEMY SERVICES. BY CREATING AN ACCOUNT, ENROLLING IN A COURSE, OR OTHERWISE USING OUR PLATFORM YOU AGREE TO BE LEGALLY BOUND BY THESE TERMS.

1. Introduction ACCE Academy (“Academy”, “we”, “us”, “our”) provides online educational content and related services focused on cryptocurrency and blockchain technology. These Terms govern your access to and use of the Academy’s websites, mobile applications, learning management systems, and all associated services (collectively, the “Services”).

2. Definitions “Account” means a unique user profile created through our registration process. “Content” means all text, video, audio, graphics, documents, software code, and other materials provided by the Academy or Users via the Services. “User” or “you” means any natural person who accesses or uses the Services.

3. Eligibility and Registration

3.1 Age & Capacity – You must be at least 18 years old and have legal capacity to enter into contracts.

3.2 Accurate Information – You agree to provide true, complete, and current information during registration and to keep it updated.

3.3 Single Registration Policy – Each natural person may hold one (1) Account only. Duplicate or shared Accounts are strictly prohibited and will be terminated (see Section 10).

4. Account Security You are responsible for maintaining the confidentiality of your login credentials and for all activities under your Account. Notify us immediately at [email protected] if you suspect any unauthorised use or security breach.

5. Acceptable Use You agree not to:

• violate any applicable law or regulation;

• infringe intellectual‑property or privacy rights;

• upload malicious code or engage in activity that could damage or impair the Services;

• harass, defame, or abuse other Users or Academy staff; or

• circumvent, disable, or otherwise interfere with security‑related features.

6. Fees and Payments Certain courses or features may require payment. All fees are stated before purchase, are due immediately, and are non‑refundable except as required by law. We may change pricing at any time; changes do not affect fees already paid.

7. Intellectual Property All Content and trademarks owned by the Academy or its licensors are protected by international copyright and other IP laws. We grant you a limited, non‑exclusive, non‑transferable, revocable licence to access Content solely for personal, non‑commercial study via the Services. All other rights are reserved.

8. User‑Generated Content You retain ownership of the Content you post but grant the Academy a worldwide, royalty‑free, sublicensable licence to use, reproduce, distribute, adapt, display, and perform such Content in connection with operating and improving the Services.

9. Termination and Suspension

9.1 Our Rights – To the maximum extent permitted by law, we reserve the right, in our sole discretion and without liability, to suspend or terminate your Account and/or access to any Services at any time, with or without notice, including (but not limited to) situations where we:

(a) believe you have breached these Terms or any policy;

(b) suspect fraud, identity theft, or other illicit activity;

(d) consider such action reasonable to protect our legitimate interests, other Users, or comply with legal obligations.

9.2 Your Rights – You may terminate your Account at any time via your profile settings. Upon termination, Sections 7 (Intellectual Property), 11 (Disclaimers), 12 (Limitation of Liability), 13 (Indemnification), and 17 (Governing Law) survive.

10. Disclaimers The Services and all Content are provided “AS IS” and “AS AVAILABLE” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, accuracy, or non‑infringement. We do not warrant that the Services will be uninterrupted, secure, or error‑free, or that Content is current, complete, or reliable.

11. Limitation of Liability To the fullest extent permitted by law, the Academy, its directors, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising out of or in connection with your use of the Services. Our aggregate liability to you for any claim shall not exceed the total fees you paid to us for the Services during the twelve (12) months preceding the event giving rise to liability.

12. Indemnification You agree to indemnify, defend, and hold harmless the Academy and its affiliates from and against any claims, damages, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to

(a) your violation of these Terms,

(b) your User‑Generated Content

13. Privacy and Data Protection (GDPR) 13.1 Data Controller – African Crypto Ex – Consultoria E Gestao, LDA, Rua Professor Valadares, No 13B, Lumiar, Lisbon 1750-232, Portugal, email: [email protected].

13.2 Personal Data Collected – Identification data (name, email, address), login credentials, course progress, payment details (processed by secure third‑party providers), and technical data (IP address, device information, cookies).

13.3 Purposes & Lawful Bases – We process Personal Data for: (a) contract performance (account creation, course delivery); (b) legitimate interests (fraud prevention, service improvement, marketing to existing students); (c) legal compliance; and (d) consent (optional newsletters).

13.4 Retention – Data is retained as long as necessary for the purposes above, after which it is securely deleted or anonymised, unless longer retention is required by law.

13.5 International Transfers – Where we transfer Personal Data outside the European Economic Area, we rely on EU Standard Contractual Clauses or adequacy decisions.

13.6 Your Rights – You may exercise rights of access, rectification, erasure, restriction, data portability, and objection, and withdraw consent at any time. Requests may be sent to [email protected]. You also have the right to lodge a complaint with a supervisory authority, such as the Comissão Nacional de Proteção de Dados (www.cnpd.pt)).

13.7 Security – We implement appropriate technical and organisational measures to protect Personal Data against unauthorised access, alteration, loss, or disclosure.

14. Cookies and Similar Technologies We use essential and analytical cookies to operate and improve the Services. Detailed information is provided in our Cookie Policy. You can manage preferences in your browser. Where required, we request your consent.

15. Third‑Party Links The Services may contain links to third‑party sites that are not controlled by us. We are not responsible for their content or privacy practices.

16. Changes to the Services or Terms We may modify, suspend, or discontinue any part of the Services, and we may amend these Terms at any time. Material changes will be notified via email or in‑platform notice at least 15 days before they take effect. Continued use after the effective date constitutes acceptance.

17. Governing Law and Jurisdiction These Terms and any dispute arising herefrom shall be governed by and construed in accordance with the laws of Portugal, without regard to its conflict‑of‑law rules. The courts of Lisbon shall have exclusive jurisdiction, except where mandatory consumer protection laws provide otherwise.

18. Miscellaneous If any provision of these Terms is held invalid, the remaining provisions remain in full force. Our failure to enforce any right shall not be deemed a waiver. You may not assign or transfer your rights or obligations without our prior written consent.

19. Contact Questions or concerns? Contact us at: African Crypto Ex – Consultoria E Gestao, LDA Rua Professor Valadares, No 13B, Lumiar, Lisbon 1750-232, Portugal Email: [email protected]